background:
The enormous flood damage of recent years is keeping the discussion going in this country about the introduction of compulsory elementary insurance.
The introduction of basic natural hazard insurance for homeowners will continue to be discussed in 2025. The Federal Council has spoken out in favor of this, but has always received opposition from the federal government in the person of Federal Justice Minister Marco Buschmann (FDP). But after the traffic light break, the government will very likely be different soon. The CDU/CSU have been ahead in the voter polls for some time now. “As a Union, we will continue to fight for the introduction of natural hazard insurance,” said its legal policy spokesman Günter Krings when asked by Procontra. However, the GDV, as an influential lobby association, is against it.
Forecast:
A real obligation like with motor vehicle insurance is unlikely. A compromise solution is more promising, but it could certainly be decided as early as 2025.
Probability of the thesis occurring: 45 percent
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